Waterfront - Seller Financing
Address
92 Howell Bluff Road, Ponce De Leon, FL
Price
$ 350,000
Property Attributes
- MLS#1005753
- TypeSingle Family
- Listing Status Active
- CountyWalton
- CityPonce De Leon
- AreaFreeport
- NeighborhoodHowell Bluff
- Zip32455
- StyleRanch
- Year Built1961
- Taxes$ 937
- Price$ 350,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2278
- Lot Size3.82 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
| Elementary School | Middle School | High School |
|---|---|---|
| Freeport Elementary School | Freeport Middle School | Freeport High School |
| Price History | |
|---|---|
| 6/18/2026 | Listed $350,000 |
General Features
| Utilities | Electric,Gas - Natural |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| County | Walton |
| Property Type | Residential |
| Subdivision Name | Howell Bluff |
| Status | Active |
| Buyer Financing | Conventional,FHA,Owner,VA |
| Directions | Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd |
| High School | Freeport |
| City | Ponce De Leon |
| MLS Area | 20 - Freeport |
| Lot Size Units | Acres |
| Lot Size Square Feet | 166399.2 |
| Elementary School | Freeport |
| Middle/Junior High School | Freeport |
| MLS Area Minor | 2013 - N. of 20 Windswept and Bruce |
| Standard Status | Active |
| Sewer | Septic Tank |
| View | River |
| Waterfront Features | River |
| Heating | Central |
| Cooling | Central Air |
| Patio/Porch Features | Patio Enclosed |
| Architectural Style | Ranch |
| Construction Materials | Brick |
| Year Built | 1961 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | false |
| Total Rooms | 5 |
| Carport Y/N | true |
| Property Condition | Renovated,Construction Complete |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Breakfast Bar,Fireplace,Kitchen Island |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
Exterior Features
| Lot Features | Addl Land Available,Within 1/2 Mile to Water |
|---|---|
| Lot Size Area | 3.82 |
| Lot Dimensions | 3.82 |
| Lot Size Acres | 3.82 |
| Road Surface Type | Paved |
| Waterfront Y/N | true |
| Building Area Total | 2278 |
| Parking Features | Boat,Carport Detached,Oversized |
| Water Source | Well |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32455
Price
Taxes
Year Built
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